Excellent Credit

The following Credit Cards are for People with Excellent Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Excellent Credit card of your choice by completing a secure online application.
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- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
- Save with a 0% intro APR on purchases until January 2010
- Get free travel easily with ANY airline, hotel, cruise line or rental car
- No blackout dates and no seat restrictions
- No expiration date on miles and no limit on the miles you can earn
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until January 2010* | 9.90% (V)* | None* | Yes* | Excellent Credit* |
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- Earn double miles - 2 miles per dollar spent on all purchases
- Save with a 0% intro APR on purchases until January 2010
- No expiration date on miles and no limit on the miles you can earn
- No blackout dates and no seat restrictions
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until January 2010* | 9.90% (V)* | $39.00* | Yes* | Excellent Credit* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 6.74%* | None* | Yes* | Excellent/Good Credit* |
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- Click "APPLY HERE" to apply online or call (866) 605-0808
- Save with a 0% intro APR until January 2010 on purchases and balance transfers
- Then enjoy a variable APR, now 8.9%
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until January 2010* | 8.90% (V)* | None* | Yes* | Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on Purchases & 12 months on Balance Transfers* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- More miles - Earn 3 miles per dollar spent on travel and gas purchases
- Earn 1 mile per dollar for all other purchases
- No annual fee
- Unrestriced travel - fly any airline, anytime, anywhere, with no blackout dates and no seat restrictions
- No expiration - rewards won't expire for the life of your account
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until January 2010* | 9.90% (V)* | None* | Yes* | Excellent Credit* |
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- 0% Interest for up to 12 months on purchases and balance transfers
- The time period for the introductory APR will be based on our review of your application and credit history.
- No Annual Fee
- Free Online Account Access
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 9.99%* | None* | Yes* | Excellent Credit* |
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- Double Cashback Bonus on grocery store purchases in November and December*
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for Purchases & 12 months for Balance Transfers* | 10.99% - 18.99%* | None* | Yes* | Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on Purchases & 12 months on Balance Transfers* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- 0% APR on purchases for up to 12 months
- No Annual Fee
- Balance transfer requests submitted on application receive APR of 2.99% for 12 months*. Then, the standard APR for purchases will apply
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on Purchases & 12 months on Balance Transfers* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | 1st Year None; $125 Thereafter* | N/A* | Excellent/Good Credit* |
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- 3% bonus cash back on gas, groceries, and fast food purchases for the first 6 months*
- 1% Unlimited cash back on everything else. No cap. No expiration.*
- 0% Intro APR on purchases for up to 12 months.*
- Earn Rewards Fast with 3% bonus cash back offers every quarter!*
- No annual fee*
- Earn up to an additional 10% cash back at hundreds of merchants when you shop online with Chase Rewards PlusSM
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months for purchases only* | as low as 9.99%* | None* | Yes* | Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on Purchases & 12 months on Balance Transfers* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months*
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 12 months* | as low as 11.99%* | None* | Yes* | Excellent Credit* |
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- Double Miles on grocery store purchases in November and December*
- Book any travel, anytime with no blackout dates or restrictions
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire*
- Redeem for travel credits to your account, gift cards from any of our 70 brand-name Partners or cash starting at just 1,000 Miles
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on purchases & balance transfers* | 10.99% - 18.99%* | None* | Yes* | Excellent Credit* |
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- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 2.90%* | 6 months* | 13.99%* | 1st Year None, $45 Thereafter* | Yes* | Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months on Purchases & 12 months on Balance Transfers* | as low as 10.99%* | None* | Yes* | Excellent Credit* |
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- Low 7.25% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
- Excellent credit needed
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| None* | N/A* | 7.25%* | None* | Yes* | Excellent Credit* |
* See the online Excellent Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.