Good Credit
The following Credit Cards are for People with Good Credit. Compare offers side by side and apply online for the card that is right for you. Apply for the Good Credit credit card of your choice by completing a secure online application.
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- Click "APPLY HERE" to apply online or call (866) 543-0808
- Save with a 0% intro APR until October 2009 on purchases and balance transfers
- Save time and money by transferring higher-rate balances so you can make one easy payment each month
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until October 2009* | 12.90% (V)* | None* | Yes* | Good Credit* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.49%* | None* | Yes* | Excellent/Good Credit* |
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- Get 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases
- Theres no limit to the cash back you can earn, and your cash rewards wont expire
- Save with a 0% intro APR on purchases until October 2009
- You can ask for your cash back whenever you want or set up automatic redemptions so you won't have to ask
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | until October 2009* | 13.90% (V)* | None* | Yes* | Good Credit* |
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- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.74%* | None* | Yes* | Excellent/Good Credit* |
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- Click "APPLY HERE" to apply online or call (866) 547-0808
- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
- There's no limit to the miles you can earn and your miles won't expire
- There are no blackout dates and no seat restrictions
- Save with a 0% intro APR on purchases until October 2009
- No annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0* | until October 2009* | 13.90% (V)* | None* | Yes* | Good Credit* |
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- Earn 5,000 Membership Rewards® bonus points after your first purchase with the card- redeemable for a $50 gift card!
- No Pre-set Spending Limit
- No annual fee for the first year - $95 Thereafter
- Complimentary enrollment in our award winning Membership Rewards® program.
- Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
- Transfer points to 17 frequent flyer programs
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | 1st Year None; $95 Thereafter* | N/A* | Excellent/Good Credit* |
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- Enjoy 0% APR on Purchases & Balance Transfers for up to 12 months*
- No Annual Fee
- $0 liability on unauthorized purchases*
- Secure, free online account management*
- Apply online and get an instant response*
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 7.49%* | None* | Yes* | Good Credit* |
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- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | N/A* | 1st Year None; $125 Thereafter* | N/A* | Excellent/Good Credit* |
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- 0% Interest for up to 12 months on purchases and balance transfers
- The time period for the introductory APR will be based on our review of your application and credit history.
- No Annual Fee
- Free Online Account Access
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | up to 12 months* | as low as 9.99%* | None* | Yes* | Excellent/Good Credit* |
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- 0% Intro APR on balance transfers for your first 15 billing cycles
- Earn 1 Point for every dollar you spend in net retail purchases
- Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more
- No Annual Fee
- Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | 15 months and a $25 statement credit* | 9.99% / 15.99%* | None* | Yes* | Good Credit* |
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- 0% APR* on balance transfers for up to 12 months
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi® Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% on Balance Transfers* | up to 12 months* | as low as
10.24%* | None* | Yes* | Good Credit* |
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- Why wait for your rewards when you don't have to?
- Receive and use up to 200,000 WhyWaitSM Rewards Points in advance when you activate your card
- So long as you actively use your account, you'll have 15 months to replenish used Why Wait points before you're charged for them*
- Earn 1 point per dollar spent on purchases, plus get a 50% annual bonus on your earned points when you pay on time all year
- Redeem points for cash back, travel, gift cards, merchandise or all of the above*
- No Pre-Set Spending Limit*
- All with no annual fee
- See Terms & Conditions for important information, benefits and limitations
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 16.99% (V)* | None* | Yes* | Good Credit* |
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- 0% Intro APR on retail purchases for your first 6 billing cycles*
- Earn 1 Points for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates, and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConcierge sm service, a unique personal assistance service
- Absolute Fraud Protection
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0%* | 6 months for retail purchases* | Between P+4.9% and P+12.99%* | None* | Yes* | Good Credit* |
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- Earn DOUBLE POINTS on your purchases at home improvement stores including Lowe’s®, The Home Depot®, and Best Buy® for the first 12 months when you shop for your home.
- 0% Into Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks through your first twelve billing cycles.
- Earn 1 point for every $1 in net retail purchases at all merchants
- Redeem your points for cash back, travel with no blackout dates, car rental and hotel rewards, brand name merchandise, or gift certificates
- Redeem your Points as extra payments- Every time you earn 5,000 Points, you can redeem them for cash-which can be applied directly to your mortgage.
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| Intro APR | Balance Transfer APR | Intro APR Period | Typical APR | Annual Fee | Balance Transfers | Balance Transfer Intro Period | Credit Needed |
| 0%* | 0%* | 12 months* | Between 9.99%
and 19.99%* | None* | Yes* | 12 months* | Good Credit* |
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- Enjoy 90 Days Interest Free on all purchases...year after year
- No interest for 90 days on purchases* (This is not an introductory offer)
- Business Rewards Program with travel, merchandise, and cash*
- Get a generous credit limit for your business expenses
- All with no annual fee
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| 0% for purchases* | 3 months* | as low as 15.99%* | None* | Yes* | Good Credit* |
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- Fixed APR of 7.25%
- This card requires EXCELLENT CREDIT
- No annual fee
- Travel Accident and Auto Rental Insurance
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| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
| N/A* | N/A* | 7.25%* | None* | Yes* | Good Credit* |
* See the online Good Credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site.
